Welcome to CredMe
Quick & Easy loans up to ₹1,50,000
Get instant access to funds with a seamless digital process designed for your everyday needs.
Personal Loan
A personal loan helps you manage planned or unexpected expenses easily. Choose the loan amount and repayment duration based on your comfort. The process is fast, flexible, and fully online with less documentation.
Short Term Loan
Short-term loans are those loans that have a quick repayment period. The funds are disbursed speedily and you need to repay on a weekly/monthly basis. You can opt for them in case of an extreme emergency!
Micro Loan
Instant funding up to ₹1,00,000 for unexpected expenses, short term cash requirements and everyday financial needs.
Eligibility Criteria
Indian resident
Salaried Employee
Basic KYC documents required
Age 21–56 years
Documents Required
Aadhaar Card
PAN Card
Salary Slip
Electricity bill or LPG bill
Terms and Conditions
Please read the Terms & Conditions before using our services. By clicking “I Agree” or using the CredMe app, you agree to the rules set by EXUDE VINCOM PRIVATE LIMITED. and its lending partners. Loans are provided by Lenders under specific terms. Your data, loan details, and app usage are covered by this agreement.
Read MoreRates and Fees
Monthly Interest Rate
2.9166
Offered Annual Percentage Rate (APR)
35% (Fixed)
Tenure/Repayment Period
1 - 3 Years
Minimum-Maximum Loan Amount
INR 10,000- 5,00,000
Processing Fee
2%
GST on Processing Fee (Exclusive)
18%
Representative Example
| Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | EMI | Total Repayment Amount | Total Interest |
|---|---|---|---|---|---|---|---|---|
| ₹ 50,000 | 35% | 12 Months | ₹ 1,000 | ₹ 180 | ₹ 48,820 | ₹ 4,998 | ₹ 59,978 | ₹ 9,978 |
Company Accreditation
We are registered under the name Exude Vincom Private Limited, a registered NBFC (Non-Banking Financial Company), approved by RBI.
Key Benefits
Get fast and easy loans without any hassle. Apply with minimal documents and get money quickly
Simple Eligibility
Only salaried individuals aged 21-56 are eligible, making it easy to apply.
Minimal Documentation
Apply with just PAN Card, Aadhaar Card, salary slip, and a utility bill (electricity or LPG).
Fully Digital Process
Apply online anytime, anywhere, without visiting a branch or dealing with paperwork.
